SimpleXMLElement Object ( [id] => 161170253 [acquirer] => hipotekarna-ecomm [order-number] => add_card_690b52267d58c_1762349606 [amount] => 200 [currency] => EUR [outgoing-amount] => 200 [outgoing-currency] => EUR [approval-code] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [response-code] => 1050 [response-message] => Not sufficient funds [reference-number] => 966443851351 [systan] => 170253 [eci] => 02 [xid] => b50fd95d-af0e-4022-8758-4cf2ceb68746 [acsv] => kAMRER8AQh5zEADIxNJ2rpeB**** [cc-type] => master [status] => declined [created-at] => 2025-11-05T14:33:33+01:00 [transaction-type] => purchase [enrollment] => Y [authentication] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [pan-token] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [three-ds-version] => ThreeDS2 [payment-method] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) )