SimpleXMLElement Object
(
    [id] => 163031592
    [acquirer] => hipotekarna-ecomm
    [order-number] => add_card_691b0b5a05500_1763380058
    [amount] => 200
    [currency] => EUR
    [outgoing-amount] => 200
    [outgoing-currency] => EUR
    [approval-code] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [response-code] => 1050
    [response-message] => Not sufficient funds
    [reference-number] => 966516204532
    [systan] => 031592
    [eci] => 02
    [xid] => 7fd9f1ce-e53d-453b-a9d1-3d1343acee26
    [acsv] => kAMRDHUASb5ymgDIxNJ2rpeB****
    [cc-type] => master
    [status] => declined
    [created-at] => 2025-11-17T12:47:44+01:00
    [transaction-type] => purchase
    [enrollment] => Y
    [authentication] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [pan-token] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [three-ds-version] => ThreeDS2
    [payment-method] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

)