SimpleXMLElement Object ( [id] => 163358431 [acquirer] => hipotekarna-ecomm [order-number] => add_card_691e23f20d7ea_1763582962 [amount] => 200 [currency] => EUR [outgoing-amount] => 200 [outgoing-currency] => EUR [approval-code] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [response-code] => 1050 [response-message] => Not sufficient funds [reference-number] => 966532027826 [systan] => 358431 [eci] => 02 [xid] => 2727b931-96a8-4680-b9bc-f6f4e969140d [acsv] => kAMRBUwAnTALzADIxNJ2rpeB**** [cc-type] => master [status] => declined [created-at] => 2025-11-19T21:09:32+01:00 [transaction-type] => purchase [enrollment] => Y [authentication] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [pan-token] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [three-ds-version] => ThreeDS2 [payment-method] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) )