SimpleXMLElement Object ( [id] => 165203840 [acquirer] => hipotekarna-ecomm [order-number] => add_card_692de591e4a1a_1764615569 [amount] => 200 [currency] => EUR [outgoing-amount] => 200 [outgoing-currency] => EUR [approval-code] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [response-code] => 1050 [response-message] => Not sufficient funds [reference-number] => 966600000803 [systan] => 203840 [eci] => 05 [xid] => 86c35993-acf0-4ea1-94e3-3e7cfaabf3a2 [acsv] => AAIBAZZyVQAAAADIl4M1dUJ2**** [cc-type] => visa [status] => declined [created-at] => 2025-12-01T20:00:21+01:00 [transaction-type] => purchase [enrollment] => Y [authentication] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [pan-token] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [three-ds-version] => ThreeDS2 [payment-method] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) )