SimpleXMLElement Object
(
    [id] => 165218686
    [acquirer] => hipotekarna-ecomm
    [order-number] => add_card_692df87e11281_1764620414
    [amount] => 200
    [currency] => EUR
    [outgoing-amount] => 200
    [outgoing-currency] => EUR
    [approval-code] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [response-code] => 1050
    [response-message] => Not sufficient funds
    [reference-number] => 966600470723
    [systan] => 218686
    [eci] => 02
    [xid] => 699cbbdc-c3fe-4a81-93ee-0031a11ccb47
    [acsv] => kAMREW8Ah51TCQDIxNJ2rpeB****
    [cc-type] => master
    [status] => declined
    [created-at] => 2025-12-01T21:20:22+01:00
    [transaction-type] => purchase
    [enrollment] => Y
    [authentication] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [pan-token] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [three-ds-version] => ThreeDS2
    [payment-method] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

)