SimpleXMLElement Object
(
    [id] => 172185853
    [acquirer] => hipotekarna-ecomm
    [order-number] => add_card_696bde0cbb87f_1768676876
    [amount] => 200
    [currency] => EUR
    [outgoing-amount] => 200
    [outgoing-currency] => EUR
    [approval-code] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [response-code] => 4003
    [response-message] => 00
    [reference-number] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [systan] => 185853
    [eci] => 00
    [xid] => 4a00131e-6889-45a3-8037-f88d5ebd91af
    [acsv] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [cc-type] => master
    [status] => declined
    [created-at] => 2026-01-17T20:07:56+01:00
    [transaction-type] => purchase
    [enrollment] => Y
    [authentication] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [pan-token] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [three-ds-version] => ThreeDS2
    [payment-method] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

)