SimpleXMLElement Object
(
    [id] => 175262438
    [acquirer] => hipotekarna-ecomm
    [order-number] => add_card_6989f11b7c2bf_1770647835
    [amount] => 200
    [currency] => EUR
    [outgoing-amount] => 200
    [outgoing-currency] => EUR
    [approval-code] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [response-code] => 1050
    [response-message] => Not sufficient funds
    [reference-number] => 966996928054
    [systan] => 262438
    [eci] => 02
    [xid] => 9e0d212e-b6a1-471e-b4f8-b8b9bda17648
    [acsv] => kBMXE34Ao8l32gDIxNJ2rpeB****
    [cc-type] => master
    [status] => declined
    [created-at] => 2026-02-09T15:37:42+01:00
    [transaction-type] => purchase
    [enrollment] => Y
    [authentication] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [pan-token] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [three-ds-version] => ThreeDS2
    [payment-method] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

)