SimpleXMLElement Object
(
    [id] => 176765669
    [acquirer] => hipotekarna-ecomm
    [order-number] => add_card_69974fda606a8_1771524058
    [amount] => 200
    [currency] => EUR
    [outgoing-amount] => 200
    [outgoing-currency] => EUR
    [approval-code] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [response-code] => 1050
    [response-message] => Not sufficient funds
    [reference-number] => 967047910782
    [systan] => 765669
    [eci] => 05
    [xid] => a427bc6b-a1cc-4b6a-8028-c1fe62ef3539
    [acsv] => AAIBCRggdgAAAADIl4BQdUJ2****
    [cc-type] => visa
    [status] => declined
    [created-at] => 2026-02-19T19:02:00+01:00
    [transaction-type] => purchase
    [enrollment] => Y
    [authentication] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [pan-token] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

    [three-ds-version] => ThreeDS2
    [payment-method] => SimpleXMLElement Object
        (
            [@attributes] => Array
                (
                    [nil] => true
                )

        )

)