SimpleXMLElement Object ( [id] => 183442590 [acquirer] => hipotekarna-ecomm [order-number] => add_card_69d561a50cc7c_1775591845 [amount] => 200 [currency] => EUR [outgoing-amount] => 200 [outgoing-currency] => EUR [approval-code] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [response-code] => 1050 [response-message] => Not sufficient funds [reference-number] => 967273398623 [systan] => 442590 [eci] => 02 [xid] => 15371002-888f-4b29-b5a0-b0c16ba08dd6 [acsv] => kAMRGFcAjt55agDIxNJ2rpeB**** [cc-type] => master [status] => declined [created-at] => 2026-04-07T21:57:33+02:00 [transaction-type] => purchase [enrollment] => Y [authentication] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [pan-token] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [three-ds-version] => ThreeDS2 [payment-method] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) )