Array ( [event] => transaction:purchase:declined [payload] => stdClass Object ( [id] => 163016491 [acquirer] => hipotekarna-ecomm [order_number] => add_card_691af490d42cf_1763374224 [order_info] => add-card [amount] => 200 [currency] => EUR [ch_full_name] => Djordje Gigovic [outgoing_amount] => 200 [outgoing_currency] => EUR [approval_code] => [response_code] => 1050 [acq_response_code] => 25 [response_message] => declined [reference_number] => 966515561868 [systan] => 016491 [eci] => 06 [xid] => 412916a5-2d93-4feb-8fbb-95b6acf7e171 [acsv] => B5gQBQFmhgAAAADIl4MhdQAA**** [cc_type] => visa [status] => declined [created_at] => 2025-11-17T11:10:29.762+01:00 [transaction_type] => purchase [enrollment] => Y [authentication] => [pan_token] => [ch_email] => djordjegigovic@gmail.com [masked_pan] => 402510-xxx-xxx-3094 [issuer] => off-us-me [number_of_installments] => [custom_params] => [expiration_date] => 2801 [issuer_groups] => off-us-me [card_type_id] => 1 ) )