Array
(
    [event] => transaction:purchase:declined
    [payload] => stdClass Object
        (
            [id] => 163358431
            [acquirer] => hipotekarna-ecomm
            [order_number] => add_card_691e23f20d7ea_1763582962
            [order_info] => add-card
            [amount] => 200
            [currency] => EUR
            [ch_full_name] => hipotekarna
            [outgoing_amount] => 200
            [outgoing_currency] => EUR
            [approval_code] => 
            [response_code] => 1050
            [acq_response_code] => 51
            [response_message] => Not sufficient funds
            [reference_number] => 966532027826
            [systan] => 358431
            [eci] => 02
            [xid] => 2727b931-96a8-4680-b9bc-f6f4e969140d
            [acsv] => kAMRBUwAnTALzADIxNJ2rpeB****
            [cc_type] => master
            [status] => declined
            [created_at] => 2025-11-19T21:09:32.109+01:00
            [transaction_type] => purchase
            [enrollment] => Y
            [authentication] => 
            [pan_token] => 
            [ch_email] => tolgatoygar@windowslive.com
            [masked_pan] => 516971-xxx-xxx-7365
            [issuer] => hb2-me
            [number_of_installments] => 
            [custom_params] => 
            [expiration_date] => 2809
            [issuer_groups] => Array
                (
                )

            [card_type_id] => 2
        )

)