Array ( [event] => transaction:purchase:declined [payload] => stdClass Object ( [id] => 163895639 [acquirer] => hipotekarna-ecomm [order_number] => add_card_6923119a00c61_1763905946 [order_info] => add-card [amount] => 200 [currency] => EUR [ch_full_name] => Zlatko Suljevic [outgoing_amount] => 200 [outgoing_currency] => EUR [approval_code] => [response_code] => 1050 [acq_response_code] => 25 [response_message] => declined [reference_number] => 966552850066 [systan] => 895639 [eci] => 06 [xid] => febcf831-4b82-4f7b-b5d8-53af4d77a1bc [acsv] => B5gQBjB2cwAAAADIl4MndQAA**** [cc_type] => visa [status] => declined [created_at] => 2025-11-23T14:52:33.558+01:00 [transaction_type] => purchase [enrollment] => Y [authentication] => [pan_token] => [ch_email] => zlatkosuljevic15@gmail.com [masked_pan] => 402510-xxx-xxx-0672 [issuer] => off-us-me [number_of_installments] => [custom_params] => [expiration_date] => 2710 [issuer_groups] => off-us-me [card_type_id] => 1 ) )