Array
(
    [event] => transaction:purchase:declined
    [payload] => stdClass Object
        (
            [id] => 163895675
            [acquirer] => hipotekarna-ecomm
            [order_number] => add_card_692311a78ab41_1763905959
            [order_info] => add-card
            [amount] => 200
            [currency] => EUR
            [ch_full_name] => Zlatko Suljevic
            [outgoing_amount] => 200
            [outgoing_currency] => EUR
            [approval_code] => 
            [response_code] => 1050
            [acq_response_code] => 25
            [response_message] => declined
            [reference_number] => 966552851038
            [systan] => 895675
            [eci] => 06
            [xid] => 2a625455-cd0d-4c68-87bc-455ea98a170d
            [acsv] => B5gQBQGXYAAAAADIl4MndQAA****
            [cc_type] => visa
            [status] => declined
            [created_at] => 2025-11-23T14:52:47.206+01:00
            [transaction_type] => purchase
            [enrollment] => Y
            [authentication] => 
            [pan_token] => 
            [ch_email] => zlatkosuljevic15@gmail.com
            [masked_pan] => 402510-xxx-xxx-0672
            [issuer] => off-us-me
            [number_of_installments] => 
            [custom_params] => 
            [expiration_date] => 2710
            [issuer_groups] => off-us-me
            [card_type_id] => 1
        )

)