Array
(
    [event] => transaction:purchase:declined
    [payload] => stdClass Object
        (
            [id] => 164077892
            [acquirer] => hipotekarna-ecomm
            [order_number] => add_card_6924ac56dfc62_1764011094
            [order_info] => add-card
            [amount] => 200
            [currency] => EUR
            [ch_full_name] => Dino Licina
            [outgoing_amount] => 200
            [outgoing_currency] => EUR
            [approval_code] => 
            [response_code] => 1050
            [acq_response_code] => 51
            [response_message] => Not sufficient funds
            [reference_number] => 966559307538
            [systan] => 077892
            [eci] => 02
            [xid] => bd00d036-e193-4150-a926-b0a385c893dc
            [acsv] => kBPTorbarquubADIxNJ2rpeB****
            [cc_type] => master
            [status] => declined
            [created_at] => 2025-11-24T20:05:38.525+01:00
            [transaction_type] => purchase
            [enrollment] => Y
            [authentication] => 
            [pan_token] => 
            [ch_email] => dinol3571@gmail.com
            [masked_pan] => 537433-xxx-xxx-2851
            [issuer] => off-us-me
            [number_of_installments] => 
            [custom_params] => 
            [expiration_date] => 2711
            [issuer_groups] => off-us-me
            [card_type_id] => 2
        )

)