Array ( [event] => transaction:purchase:declined [payload] => stdClass Object ( [id] => 164442216 [acquirer] => hipotekarna-ecomm [order_number] => add_card_692817588214c_1764235096 [order_info] => add-card [amount] => 200 [currency] => EUR [ch_full_name] => Miloš Knežević [outgoing_amount] => 200 [outgoing_currency] => EUR [approval_code] => [response_code] => 1050 [acq_response_code] => 51 [response_message] => Not sufficient funds [reference_number] => 966573293481 [systan] => 442216 [eci] => 02 [xid] => 035e64c7-c0fb-4619-8275-c32b26888c3f [acsv] => kBPYiAYj0YIZNwDIxNJ2rpeB**** [cc_type] => master [status] => declined [created_at] => 2025-11-27T10:18:42.535+01:00 [transaction_type] => purchase [enrollment] => Y [authentication] => [pan_token] => [ch_email] => mrga@t-com.me [masked_pan] => 535214-xxx-xxx-8931 [issuer] => off-us-me [number_of_installments] => [custom_params] => [expiration_date] => 2810 [issuer_groups] => off-us-me [card_type_id] => 2 ) )