Array
(
    [event] => transaction:purchase:declined
    [payload] => stdClass Object
        (
            [id] => 165218686
            [acquirer] => hipotekarna-ecomm
            [order_number] => add_card_692df87e11281_1764620414
            [order_info] => add-card
            [amount] => 200
            [currency] => EUR
            [ch_full_name] => ZELJKA CVIJOVIC
            [outgoing_amount] => 200
            [outgoing_currency] => EUR
            [approval_code] => 
            [response_code] => 1050
            [acq_response_code] => 51
            [response_message] => Not sufficient funds
            [reference_number] => 966600470723
            [systan] => 218686
            [eci] => 02
            [xid] => 699cbbdc-c3fe-4a81-93ee-0031a11ccb47
            [acsv] => kAMREW8Ah51TCQDIxNJ2rpeB****
            [cc_type] => master
            [status] => declined
            [created_at] => 2025-12-01T21:20:22.192+01:00
            [transaction_type] => purchase
            [enrollment] => Y
            [authentication] => 
            [pan_token] => 
            [ch_email] => darkocvijovic011@gmail.com
            [masked_pan] => 516971-xxx-xxx-3003
            [issuer] => hb2-me
            [number_of_installments] => 
            [custom_params] => 
            [expiration_date] => 2711
            [issuer_groups] => Array
                (
                )

            [card_type_id] => 2
        )

)