Array
(
    [event] => transaction:purchase:declined
    [payload] => stdClass Object
        (
            [id] => 174074951
            [acquirer] => hipotekarna-ecomm
            [order_number] => add_card_697fadfbc95c2_1769975291
            [order_info] => add-card
            [amount] => 200
            [currency] => EUR
            [ch_full_name] => Milan Cetkovic
            [outgoing_amount] => 200
            [outgoing_currency] => EUR
            [approval_code] => 
            [response_code] => 1050
            [acq_response_code] => 51
            [response_message] => Not sufficient funds
            [reference_number] => 966959978566
            [systan] => 074951
            [eci] => 05
            [xid] => 1a8ff2cf-2ea4-4af7-82e4-31b2f6c33c46
            [acsv] => AAIBBgESmAAAAADIl4AydUJ2****
            [cc_type] => visa
            [status] => declined
            [created_at] => 2026-02-01T20:48:37.860+01:00
            [transaction_type] => purchase
            [enrollment] => Y
            [authentication] => 
            [pan_token] => 
            [ch_email] => milancetkovic40@gmail.com
            [masked_pan] => 417465-xxx-xxx-1410
            [issuer] => ckb-me
            [number_of_installments] => 
            [custom_params] => 
            [expiration_date] => 2611
            [issuer_groups] => Array
                (
                )

            [card_type_id] => 1
        )

)