Array
(
    [event] => transaction:purchase:declined
    [payload] => stdClass Object
        (
            [id] => 174403299
            [acquirer] => hipotekarna-ecomm
            [order_number] => add_card_69830e275334f_1770196519
            [order_info] => add-card
            [amount] => 200
            [currency] => EUR
            [ch_full_name] => Mirko Pavicevic
            [outgoing_amount] => 200
            [outgoing_currency] => EUR
            [approval_code] => 
            [response_code] => 1050
            [acq_response_code] => 51
            [response_message] => Not sufficient funds
            [reference_number] => 966971433900
            [systan] => 403299
            [eci] => 02
            [xid] => 70812454-ad8c-4663-881c-0dc748c5d6a7
            [acsv] => kBPsmd4QYyVR1QDIxNJ2rpeB****
            [cc_type] => master
            [status] => declined
            [created_at] => 2026-02-04T10:15:56.140+01:00
            [transaction_type] => purchase
            [enrollment] => Y
            [authentication] => 
            [pan_token] => 
            [ch_email] => mpavicevic905@gmail.com
            [masked_pan] => 537433-xxx-xxx-2969
            [issuer] => ecc-mne
            [number_of_installments] => 
            [custom_params] => 
            [expiration_date] => 2812
            [issuer_groups] => off-us-me
            [card_type_id] => 2
        )

)