Array
(
    [event] => transaction:purchase:declined
    [payload] => stdClass Object
        (
            [id] => 175262438
            [acquirer] => hipotekarna-ecomm
            [order_number] => add_card_6989f11b7c2bf_1770647835
            [order_info] => add-card
            [amount] => 200
            [currency] => EUR
            [ch_full_name] => Strahinja Bozovic
            [outgoing_amount] => 200
            [outgoing_currency] => EUR
            [approval_code] => 
            [response_code] => 1050
            [acq_response_code] => 51
            [response_message] => Not sufficient funds
            [reference_number] => 966996928054
            [systan] => 262438
            [eci] => 02
            [xid] => 9e0d212e-b6a1-471e-b4f8-b8b9bda17648
            [acsv] => kBMXE34Ao8l32gDIxNJ2rpeB****
            [cc_type] => master
            [status] => declined
            [created_at] => 2026-02-09T15:37:42.662+01:00
            [transaction_type] => purchase
            [enrollment] => Y
            [authentication] => 
            [pan_token] => 
            [ch_email] => strahinjabozovic@icloud.com
            [masked_pan] => 535587-xxx-xxx-3440
            [issuer] => off-us
            [number_of_installments] => 
            [custom_params] => 
            [expiration_date] => 2703
            [issuer_groups] => Array
                (
                )

            [card_type_id] => 2
        )

)