Array ( [event] => transaction:purchase:declined [payload] => stdClass Object ( [id] => 178687179 [acquirer] => hipotekarna-ecomm [order_number] => add_card_69aa944990f28_1772786761 [order_info] => add-card [amount] => 200 [currency] => EUR [ch_full_name] => Djordje Ilic [outgoing_amount] => 200 [outgoing_currency] => EUR [approval_code] => [response_code] => 1050 [acq_response_code] => 51 [response_message] => Not sufficient funds [reference_number] => 967117116960 [systan] => 687179 [eci] => 02 [xid] => f499cd12-d286-4286-b0d3-515b9b49abda [acsv] => kBNDF1X0bYoCHQDIxNJ2rpeB**** [cc_type] => master [status] => declined [created_at] => 2026-03-06T09:46:29.964+01:00 [transaction_type] => purchase [enrollment] => Y [authentication] => [pan_token] => [ch_email] => skyrentacarmn@yahoo.com [masked_pan] => 553582-xxx-xxx-2822 [issuer] => off-us [number_of_installments] => [custom_params] => [expiration_date] => 2707 [issuer_groups] => Array ( ) [card_type_id] => 2 ) )