Array ( [event] => transaction:purchase:declined [payload] => stdClass Object ( [id] => 183442590 [acquirer] => hipotekarna-ecomm [order_number] => add_card_69d561a50cc7c_1775591845 [order_info] => add-card [amount] => 200 [currency] => EUR [ch_full_name] => Nikola Damjanovic [outgoing_amount] => 200 [outgoing_currency] => EUR [approval_code] => [response_code] => 1050 [acq_response_code] => 51 [response_message] => Not sufficient funds [reference_number] => 967273398623 [systan] => 442590 [eci] => 02 [xid] => 15371002-888f-4b29-b5a0-b0c16ba08dd6 [acsv] => kAMRGFcAjt55agDIxNJ2rpeB**** [cc_type] => master [status] => declined [created_at] => 2026-04-07T21:57:33.318+02:00 [transaction_type] => purchase [enrollment] => Y [authentication] => [pan_token] => [ch_email] => damjanovicnikola1994@gmail.com [masked_pan] => 516971-xxx-xxx-9751 [issuer] => hb2-me [number_of_installments] => [custom_params] => [expiration_date] => 2808 [issuer_groups] => Array ( ) [card_type_id] => 2 ) )