Array ( [event] => transaction:purchase:declined [payload] => stdClass Object ( [id] => 183443214 [acquirer] => hipotekarna-ecomm [order_number] => add_card_69d5628960675_1775592073 [order_info] => add-card [amount] => 200 [currency] => EUR [ch_full_name] => Nikola Damjanovic [outgoing_amount] => 200 [outgoing_currency] => EUR [approval_code] => [response_code] => 1050 [acq_response_code] => 51 [response_message] => Not sufficient funds [reference_number] => 967273407427 [systan] => 443214 [eci] => 02 [xid] => 2ac39feb-12d1-4973-be55-d53429bb178e [acsv] => kAMRFlgAXl3X1gDIxNJ2rpeB**** [cc_type] => master [status] => declined [created_at] => 2026-04-07T22:01:22.644+02:00 [transaction_type] => purchase [enrollment] => Y [authentication] => [pan_token] => [ch_email] => damjanovicnikola1994@gmail.com [masked_pan] => 516971-xxx-xxx-9751 [issuer] => hb2-me [number_of_installments] => [custom_params] => [expiration_date] => 2808 [issuer_groups] => Array ( ) [card_type_id] => 2 ) )