Array
(
    [event] => transaction:purchase:declined
    [payload] => stdClass Object
        (
            [id] => 198445296
            [acquirer] => hipotekarna-ecomm
            [order_number] => add_card_6a4ea57a4d95f_1783539066
            [order_info] => add-card
            [amount] => 200
            [currency] => EUR
            [ch_full_name] => Danijela Ivanovic
            [outgoing_amount] => 200
            [outgoing_currency] => EUR
            [approval_code] => 
            [response_code] => 4003
            [acq_response_code] => 
            [response_message] => 07
            [reference_number] => 
            [systan] => 445296
            [eci] => 07
            [xid] => 6e229cf3-a945-47ed-92ef-0dba025bcbbc
            [acsv] => 
            [cc_type] => visa
            [status] => declined
            [created_at] => 2026-07-08T21:31:06.583+02:00
            [transaction_type] => purchase
            [enrollment] => Y
            [authentication] => 
            [pan_token] => 
            [ch_email] => larai@t-com.me
            [masked_pan] => 417465-xxx-xxx-8513
            [issuer] => ckb-me
            [number_of_installments] => 
            [custom_params] => 
            [expiration_date] => 3001
            [issuer_groups] => Array
                (
                )

            [card_type_id] => 1
        )

)