Array ( [event] => transaction:refund:approved [payload] => stdClass Object ( [id] => 201043927 [acquirer] => hipotekarna-ecomm [order_number] => add_card_6a60a92fb4109_1784719663 [order_info] => add-card [amount] => 200 [currency] => EUR [ch_full_name] => Vasilije Uskokovic [outgoing_amount] => 200 [outgoing_currency] => EUR [approval_code] => NCJHOT [response_code] => 0000 [acq_response_code] => 00 [response_message] => transaction approved [reference_number] => 967853726477 [systan] => 043927 [eci] => [xid] => [acsv] => [cc_type] => visa [status] => approved [created_at] => 2026-07-22T13:28:00.638+02:00 [transaction_type] => refund [enrollment] => [authentication] => [pan_token] => e265439b8c0fb4304193277f70c34904d005e16e1f9622a8bb326ab5d9d22cb7 [ch_email] => vasouskokovic@gmail.com [masked_pan] => 410618-xxx-xxx-3528 [issuer] => nlb-mne [number_of_installments] => [custom_params] => [expiration_date] => 2609 [issuer_groups] => Array ( ) [card_type_id] => 1 ) )