SimpleXMLElement Object ( [id] => 183443214 [acquirer] => hipotekarna-ecomm [order-number] => add_card_69d5628960675_1775592073 [amount] => 200 [currency] => EUR [outgoing-amount] => 200 [outgoing-currency] => EUR [approval-code] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [response-code] => 1050 [response-message] => Not sufficient funds [reference-number] => 967273407427 [systan] => 443214 [eci] => 02 [xid] => 2ac39feb-12d1-4973-be55-d53429bb178e [acsv] => kAMRFlgAXl3X1gDIxNJ2rpeB**** [cc-type] => master [status] => declined [created-at] => 2026-04-07T22:01:22+02:00 [transaction-type] => purchase [enrollment] => Y [authentication] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [pan-token] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) [three-ds-version] => ThreeDS2 [payment-method] => SimpleXMLElement Object ( [@attributes] => Array ( [nil] => true ) ) )